Portfolio Landlord Buy-to-Let

The perfect solution for your customers that own four or more mortgaged buy to let properties...

Portfolio Landlord Buy to Let highlights

Subject property - 5 year fixed stress rate 3.5% at 140% of the mortgage interest amount - regardless of their income tax bracket

Top Slicing available on the background portfolio - subject to minimum income requirements and affordability

No minimum income (subject to rental void plausibility checks)

Maximum of 5 properties with Metro Bank (under £5m aggregated debt), maximum of 10 properties in total

Flexible background portfolio assessment - based on total mortgage balances & total rental income. Properties are not assessed on an individual basis

Competitive rates - 5 year fixed rates starting from 2.29%

A choice of two fee assisted re mortgage options for properties up to £2m:

  1. Legal Assist and no valuation fee

  2. £250 Cashback and no valuation fee

Use our Buy to Let calculator to find out how much your customer could borrow.

For full details on the points above, please refer to our Mortgage Mortgage Lending Criteria Guide and Product Guides.

Download our updated Packaging Checklist.

Our BDM Team are here and available to help with new case queries. Please get in touch with your BDM or call our Broker helpdesk on 020 3427 1019.

Find your nearest BDM here