Pepper Money launches Limited Company Buy to Let

Pepper Money have started the new year as they mean to go on, with a desire to broaden their product portfolio, by introducing a Limited Company Buy to Let product range. Since the changes in personal tax rules in how income from rental properties are treated, there has been an increased appetite for Limited Company Buy to Let and research from BVA BDRC suggests that 63% of Landlords intend to purchase their next Buy to let property within a Limited Company structure.

The new range is aligned to Pepper Money’s proposition, helping those borrowers who have had historic adverse credit but have demonstrated they are financially stable outside of the rental income and, have re-established consistent repayment methods. 

Key facts:

  • CCJs and defaults accepted after 6 months
  • £3 maximum portfolio value
  • Pricing aligned to Pepper Money’s other products
  • Whole range available for SPVs
  • Up to 80% LTV

Pepper Money manually underwrite rather than reply on an automated credit score. Their products are designed to give your clients a chance to get a mortgage that’s right for them and they’ve got flexible criteria designed to help brokers place cases for clients with a less-than-perfect credit history.

So, what’s next?

Get in touch with your RDM or TBDM so they can tell you more about Pepper Money’s Limited Company Buy to Let proposition. Call 03333 701 101 or Visit